24yr old needs input

Thanks for looking and hopefully you guys can give me some advice. I'm 24 years old and starting my 401k. These are funds I'm offered from my work.

EVGRN CORE BOND/I

GOLDMAN SACHS HI YIELD/A

TROWE PRICE RETIRE 2040 R

VAN KAMPEN GROWTH & INC/R

NEUB BER PARTNERS ASSETS

AMERICAN FUNDS GROWTH R3

GOLDMAN SACHS MDCAP VAL/A

THORNBURG CORE GROWTH/R3

EVGRN INTL EQUITY/I

LAZARD EMERGING MKTS/OPEN

DWS DREMAN SMALL CAP VAL A

ALGER FUND - SMALL CAP A

AIM REAL ESTATE/A



I was thing about investing Trowe 2040r 15%

DWs small cap 15%

Lazard EmergingMRKS 20%

American FUnds growth 30%

Goldman sach Midcap 15%

Evergreen core bond 5%



Would it be smart to put 100% into trowe price 2040r?

Like i said I'm new and young just give me some advice. I'm cluless when it comes to this. I also have no debt except a house notei will soon have to pay.

The thing about the TRP 2040 is that it will be too conservative for you at your age (24), unless you are aiming to retire before that date, making you 56-ish.

? I don't know the holdings or strategy of the 2040 fund offhand, but the whole point is if it's a retirement fund that far out, it would NOT be conservative, instead growing moreso as that date approaches.