Business insurance

What are the average or estimated cost for a small (3-6 employees) business owner to cover workers comp., property, employee medical and any other insurance needs of a small business owner?

Also, what is the expectation to offer medical insurance for a employee of such a small business?

http://www.insurancefinder.com/

Well this might be vary from business to business to business. I think you should analysis all the successful firm for your reference.keep that in mind and develop your own strategy.

Thanks for the link.

1. Use Employee Benefits as a Tool to Attract and Retain Great Workers. There is no law requiring you to offer health insurance or other benefits. Benefits are something special; you should promote the benefits you offer to attract and keep the best workers possible.

2. Take advantage of the tax incentives to purchase benefits. Most benefits are tax deductible for employers and non-taxable as compensation for employees. Basically, paying an employee extra salary so that he or she can buy health insurance means that you, the employer, pay tax on the salary spent on health insurance at the same time as the employee pays tax on the salary spent on health insurance.

3. Use your competitors to figure out which benefits you should offer. Check out companies in your industry and other companies that might hire your employees. If they offer great benefits, your employees will expect the same.

4. Realize that not all employees need or expect the same benefits. You can offer different benefits to different employees, depending on your type of business and the type of employees you're trying to attract or keep.

5. Offer bare-bones benefits to start, then expand the package as your company grows. Having basic benefits in place may allow you to hire people at a lower wage than you would if no benefits were offered.

All the best....................

Hey friend thanks for the link.
i am planning to take this insurance for my business.

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"Use your competitors to figure out which benefits you should offer. "

this one is true... its rude but you must be ahead of the game always.

always carry insurance
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Miami Beach Condos (http://www.miamibeachcondosandhomes.com)

The business insurance is the basic requirement to protect from all types of threats like theft, fire, and lawsuit and employee accident. It is better to get the coverage from all the threats through selection of proper insurance policy