digitalproject
I am 24 and work for a state university in Texas, I am thinking of starting a 457 plan to compliment my Roth savings. I really don't know a lot about investing and I am asking for some direction on where to go next. These are the options we have, could you all suggest which one would suit someone like me. I am good about saving money and have no debt, i'd like to stash money away to grow without having to make a lot of risky decisions. Here are the options;
Wells Fargo Advantage Dow Jones Target Date FundsSM
* Target Today Fund (WOTDX)
* Target 2010 Fund (WFOAX)
* Target 2015 Fund (WFSCX)
* Target 2020 Fund (WFOBX)
* Target 2025 Fund (WFTYX)
* Target 2030 Fund (WFOOX)
* Target 2035 Fund (WFQRX)
* Target 2040 Fund (WFOSX)
* Target 2045 Fund (WFQPX) -- Target retirement age
* Target 2050 Fund (WFQFX)
Texa$aver Core Funds
* Fidelity Retirement Money Market Fund (FRTXX)
* ING Stable Value Account
* Fidelity U.S. Bond Index Fund (FBIDX)
* Vanguard Wellington Fund (VWENX)
* Davis New York Venture Fund A (NYVTX)
* Vanguard Institutional Index Fund, Instl Plus Shares (VIIIX)
* Vanguard Growth Index Fund, Instl Shares (VIGIX)
* First Eagle Fund of America Y (FEAFX)
* Munder Mid-Cap Core Growth Fund (MGOYX)
* Lord Abbett Small Cap Value Fund Y (LRSYX)
* Fidelity Diversified International Fund (FDIVX)
Wells Fargo Advantage Dow Jones Target Date FundsSM
* Target Today Fund (WOTDX)
* Target 2010 Fund (WFOAX)
* Target 2015 Fund (WFSCX)
* Target 2020 Fund (WFOBX)
* Target 2025 Fund (WFTYX)
* Target 2030 Fund (WFOOX)
* Target 2035 Fund (WFQRX)
* Target 2040 Fund (WFOSX)
* Target 2045 Fund (WFQPX) -- Target retirement age
* Target 2050 Fund (WFQFX)
Texa$aver Core Funds
* Fidelity Retirement Money Market Fund (FRTXX)
* ING Stable Value Account
* Fidelity U.S. Bond Index Fund (FBIDX)
* Vanguard Wellington Fund (VWENX)
* Davis New York Venture Fund A (NYVTX)
* Vanguard Institutional Index Fund, Instl Plus Shares (VIIIX)
* Vanguard Growth Index Fund, Instl Shares (VIGIX)
* First Eagle Fund of America Y (FEAFX)
* Munder Mid-Cap Core Growth Fund (MGOYX)
* Lord Abbett Small Cap Value Fund Y (LRSYX)
* Fidelity Diversified International Fund (FDIVX)