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Showing results 1 to 25 of 500
Search took 0.11 seconds. Search: Posts Made By: pricespector |
Forum: INSURANCE
11-19-2009, 08:52 PM
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Replies: 6
Views: 94
Posted By
pricespector
No problem, I was just saying that property taxes...
No problem, I was just saying that property taxes and loan interest, etc. on the original debts would still be deductible as usual if paid, regardless of the source of funds that paid them. For... |
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Forum: INSURANCE
11-18-2009, 11:20 PM
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Replies: 6
Views: 94
Posted By
pricespector
Even more simply put, if the policy is for your...
Even more simply put, if the policy is for your own personal benefit (beneficiary is your family or estate), then it is not key man insurance. |
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Forum: INSURANCE
11-18-2009, 11:12 PM
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Replies: 6
Views: 94
Posted By
pricespector
The way the IRS defines Key Person insurance is...
The way the IRS defines Key Person insurance is usually something like: Key Person insurance is life insurance applied for and purchased by the company on the life of an employee or employees whose... |
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Forum: INSURANCE
11-18-2009, 06:27 PM
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Replies: 6
Views: 94
Posted By
pricespector
You can't deduct the interest expense from an...
You can't deduct the interest expense from an insurnace policy loan, but the deduction would still apply to interest paid on any one of the items you listed. Life Insurance loans are specifically... |
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Forum: INSURANCE
11-13-2009, 05:30 PM
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Replies: 3
Views: 129
Posted By
pricespector
Well, the bottom line is that it never cost...
Well, the bottom line is that it never cost "0" if there is a spread between the loan rate and the cash value crediting rate. There will always be an opportunity cost for the money you used to pay... |
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Forum: INSURANCE
11-12-2009, 06:56 PM
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Replies: 3
Views: 129
Posted By
pricespector
You are correct in a general way. The reason it...
You are correct in a general way. The reason it comes out that way in this example is because the interest rate is being compounded on a decreasing principal. The cash value interest is being... |
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Forum: Small Business
10-28-2009, 11:50 AM
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Replies: 6
Views: 442
Posted By
pricespector
Puck,
Just try to look at the Schedule C for...
Puck, Just try to look at the Schedule C for your business as a worksheet full of plusses (income) and minuses (business deductions). Once the Schedule C is complete, you will arrive at a net... |
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Forum: TAXES
10-27-2009, 02:31 PM
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Replies: 1
Views: 120
Posted By
pricespector
It depends on the GROSS estate (the amount of...
It depends on the GROSS estate (the amount of assets added up). For 2009, that FEDERAL amount is $3.5 million. Texas requires you to file an additional STATE estate tax return IF you are required to... |
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Forum: FUNDS
10-19-2009, 03:43 PM
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Replies: 6
Views: 734
Posted By
pricespector
I think the primary reason would be that a...
I think the primary reason would be that a surprisingly high percentage of individual investors are actually NOT proactive in monitoring their finances or seeking higher returns with safe money. ... |
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Forum: RETIREMENT
10-02-2009, 02:41 PM
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Replies: 5
Views: 484
Posted By
pricespector
Well, funny thing is that your sort of right. The...
Well, funny thing is that your sort of right. The I-bonds are still maintaining, and perhaps even growing, the purchasing power of your dollar. After all, that is what they are supposed to do...beat... |
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Forum: FUNDS
10-01-2009, 06:52 PM
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Replies: 6
Views: 734
Posted By
pricespector
Jabberwocky,
The reason the MM funds are paying...
Jabberwocky, The reason the MM funds are paying less is because with management comes expenses. The expenses alone do not create the low interest rate, as in better times they usually do pay more... |
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Forum: FUNDS
10-01-2009, 04:42 PM
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Replies: 1,255
Views: 296,089
Posted By
pricespector
They have a table at "family day" at my...
They have a table at "family day" at my old base this weekend. |
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Forum: INSURANCE
09-28-2009, 06:57 PM
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Replies: 185
Views: 61,724
Posted By
pricespector
Actually, the I-bond was just a theory because...
Actually, the I-bond was just a theory because she uses almost exclusively bonds. She says the majority are municipals (which are probably even worse). ... |
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Forum: INSURANCE
09-28-2009, 11:55 AM
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Replies: 185
Views: 61,724
Posted By
pricespector
Or Suze, who is currently 0% on her large I-bond...
Or Suze, who is currently 0% on her large I-bond holdings. |
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Forum: INSURANCE
09-28-2009, 10:36 AM
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Replies: 185
Views: 61,724
Posted By
pricespector
From Kiplinger's today...
http://finance.yahoo.com/banking-budgeting/article/107796/our-best-and-worst-financial-moves.html?mod=bb-budgeting "Jeff Kosnett, senior editor My wisest move was buying whole life insurance in the... |
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Forum: INSURANCE
08-07-2009, 10:50 PM
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Replies: 5
Views: 1,082
Posted By
pricespector
Glad to help jims, and thank you for the...
Glad to help jims, and thank you for the follow-up. It's good to hear how things end up turning out...no matter which they go! |
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Forum: Site Ideas, Problems, Suggestions
08-06-2009, 03:16 PM
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Replies: 2
Views: 1,072
Posted By
pricespector
Perhaps you could click on your own link for...
Perhaps you could click on your own link for information regarding property purchases in Myrtle Beach? |
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Forum: CASH AND CREDIT
08-03-2009, 02:07 PM
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Replies: 2
Views: 559
Posted By
pricespector
Collection accounts are a much bigger hit on your...
Collection accounts are a much bigger hit on your credit score than credit cards that are near their limits. Collections are defaults, the worst type of transaction to have on your report. I would... |
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Forum: RETIREMENT
07-31-2009, 11:57 AM
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Replies: 4
Views: 609
Posted By
pricespector
It depnds on the receiving plan. Some 401ks allow...
It depnds on the receiving plan. Some 401ks allow transfers from outside retirement plans, other do not. This option would be discussed in the Summary Plan Document of the new 401k. However, for... |
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Forum: INSURANCE
07-29-2009, 01:40 PM
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Replies: 5
Views: 1,082
Posted By
pricespector
Jims,
These are INGs guidelines for 1st, 2nd,...
Jims, These are INGs guidelines for 1st, 2nd, and 3rd tier: 1: Cholesterol/HDL ratio: Max 220 ratio not >5.0 or Max 240 not >4.5. 2: Cholesterol/HDL ratio: Max 240 ratio not >5.5 or Max 260... |
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Forum: INSURANCE
07-28-2009, 11:23 PM
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Replies: 5
Views: 1,082
Posted By
pricespector
jims,
I use dozens of companies based on...
jims, I use dozens of companies based on personal fit. I also have my favorites for cholesterol. There isn't one of them that offer a 217 with 5.9 their best rating. Most have 5.0 as their best... |
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Forum: INSURANCE
07-10-2009, 05:15 PM
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Replies: 2
Views: 570
Posted By
pricespector
Gakline6,
I think it would be foolish to do so....
Gakline6, I think it would be foolish to do so. What advantage do you gain by cashing in a paid-up policy that will last forever to replace it with a term policy that will also be an outflow of... |
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Forum: INSURANCE
06-28-2009, 08:06 PM
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Replies: 28
Views: 7,033
Posted By
pricespector
And traditional par whole life was the hand's...
And traditional par whole life was the hand's down winner! |
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Forum: INSURANCE
06-26-2009, 02:20 PM
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Replies: 6
Views: 830
Posted By
pricespector
You betcha. You can use a partial surrenders of...
You betcha. You can use a partial surrenders of PUAs to fund the shortfall as well. Nice addition to the previous post! |
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Forum: INSURANCE
06-24-2009, 03:56 PM
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Replies: 6
Views: 830
Posted By
pricespector
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| Showing results 1 to 25 of 500 |
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