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Showing results 1 to 25 of 500
Search took 0.13 seconds. Search: Posts Made By: 1_more_opai |
Forum: INSURANCE
09-25-2009, 07:54 AM
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Replies: 185
Views: 61,724
Posted By
1_more_opai
It's nice to see a good (intelligent) discussion...
It's nice to see a good (intelligent) discussion on these forums again. And for you clients that insist on plugging illustration data into excel spreadsheets, you are our worst (and our BEST)... |
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Forum: RETIREMENT
06-24-2009, 11:13 AM
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Replies: 48
Views: 11,478
Posted By
1_more_opai
Help me understand something Nate. If we are...
Help me understand something Nate. If we are talking an annuity paying lifetime income, I was under the impression there were NO fees. Now, if you have a deferred annuity, yes there are some fees -... |
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Forum: CASH AND CREDIT
05-26-2009, 10:16 PM
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Replies: 5
Views: 1,090
Posted By
1_more_opai
That's the difference between a financial...
That's the difference between a financial PROFESSIONAL and a financial snake oil salesman! Nice job Price. |
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Forum: CASH AND CREDIT
05-26-2009, 05:23 PM
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Replies: 5
Views: 1,090
Posted By
1_more_opai
Dave is a doofus. He is right to have no...
Dave is a doofus. He is right to have no revolving debt, but from there he is in crazy-land. He may help a hundred people, but harms thousands in the process. That said, he is one slick marketing... |
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Forum: INSURANCE
05-21-2009, 03:06 PM
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Replies: 57
Views: 22,464
Posted By
1_more_opai
It's been over a year and none of the mega-mutual...
It's been over a year and none of the mega-mutual are close to offering an EI product yet. Two years to go for my pizza delivery. By the way, mutual are doing even better while stock companies are... |
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Forum: RETIREMENT
05-15-2009, 10:40 PM
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Replies: 48
Views: 11,478
Posted By
1_more_opai
Just been lurkin. Haven't needed levitra,...
Just been lurkin. Haven't needed levitra, Viagra, or porn so I haven't seen a need to comment. I have also been super-crazy busy (thank you Mr. President). But when I see a "professional" on here... |
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Forum: RETIREMENT
05-15-2009, 08:40 AM
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Replies: 48
Views: 11,478
Posted By
1_more_opai
Hmmmm, crossing the line into solicitation. ...
Hmmmm, crossing the line into solicitation. Shame, shame. |
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Forum: INSURANCE
01-06-2009, 05:15 PM
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Replies: 5
Views: 2,163
Posted By
1_more_opai
blixet, this link will not answer your question. ...
blixet, this link will not answer your question. however, if you read inside of the file you will find several links to other sources that may provide you the guide to complete your research. good... |
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Forum: ESTATE PLANNING
12-19-2008, 10:26 AM
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Replies: 317
Views: 42,539
Posted By
1_more_opai
This week, the SEC passed rule 151 wherein it...
This week, the SEC passed rule 151 wherein it classified Indexed products like equity indexed annuities and insurance as variable products. I think this was an appropriate decision and good for... |
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Forum: FINANCIAL SERVICES
11-20-2008, 07:38 PM
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Replies: 5
Views: 1,616
Posted By
1_more_opai
I take strong offense that the defense industry...
I take strong offense that the defense industry is murdering at all, much less for greed. I doubt that energy industries are in the business of murder either. |
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Forum: CAREERS
11-01-2008, 03:32 PM
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Replies: 3
Views: 1,632
Posted By
1_more_opai
fishman, i apologize in that i just received your...
fishman, i apologize in that i just received your email on this subject. that said, your question was asked in several forums and has been kicked around pretty good already. i would like to direct... |
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Forum: RETIREMENT
10-14-2008, 10:47 AM
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Replies: 4
Views: 1,315
Posted By
1_more_opai
harper, to offer a little more to your question,...
harper, to offer a little more to your question, i may differ with blankenship a little. however, i am doing so over LONG term tax savings. most financial professionals will suggest that investing... |
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Forum: Politics and Policy
10-09-2008, 01:48 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
lets look at very raw numbers:
A corporation...
lets look at very raw numbers: A corporation makes $100. Corporations pay taxes at the 35% rate so they pay $35 in corporate income tax. They pay an employee $40 to make that original $100. That... |
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Forum: Politics and Policy
10-02-2008, 02:47 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
dingo, it is not very gentlemanly to refer to a...
dingo, it is not very gentlemanly to refer to a vice presidential candidate as a lipstick wearing pig. Shame - shame! |
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Forum: Politics and Policy
10-02-2008, 02:30 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
I lernt all my debating skills from GS's posts...
I lernt all my debating skills from GS's posts and careful review of wrasslin vids. And I knew your tongue was in your cheek. |
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Forum: Politics and Policy
10-02-2008, 01:10 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
Blank, if i were one of Barack's rich folks, i...
Blank, if i were one of Barack's rich folks, i would be more inclined to bury my money in my back yard. which is one of the reasons why i prefer to remain so anonymous on these boards (so reader's... |
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Forum: Politics and Policy
10-02-2008, 12:59 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
puck, excluding the MEGA rich (buffet) there are...
puck, excluding the MEGA rich (buffet) there are TONS of ways for the "rich" (as defined by Blankenship) to avoid taxes legally. until we get serious about tax code reform (so the chairman of the... |
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Forum: Politics and Policy
10-02-2008, 10:59 AM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
puck, your point about trickle down is one of the...
puck, your point about trickle down is one of the largest misconceptions in MACRO finance. honestly puck, if you had $100 million what would you do with it? i assume most people would put enough... |
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Forum: Politics and Policy
10-01-2008, 06:43 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
you wanna take care of "the little...
you wanna take care of "the little guy"? Then cut the corporate tax rate to 5%. We would have 1% unemployment almost immediately. Companies will offer higher salaries and benefits to compete for... |
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Forum: Politics and Policy
10-01-2008, 05:27 PM
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Replies: 46
Views: 5,859
Posted By
1_more_opai
price, i dont really disagree with your major...
price, i dont really disagree with your major points. i may opt to see the bailout differently, but in the end, i think we can all agree that something needs to be done and done quickly. not as... |
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Forum: CAREERS
09-28-2008, 01:04 PM
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Replies: 19
Views: 6,332
Posted By
1_more_opai
thanks U2. i in fact did not start out with Mass...
thanks U2. i in fact did not start out with Mass Mutual. in fact while i carry brokerage with MM today, i have never worked for them. i started out my career with First Command which was an... |
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Forum: INSURANCE
09-23-2008, 08:01 AM
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Replies: 4
Views: 1,465
Posted By
1_more_opai
I'm sorry if it sounded like I was saying to:
...
I'm sorry if it sounded like I was saying to: 1. MEC his policy. 2. Convert his life policy to an annuity. I meant neither. I meant that a MEC is for all intents and purposes a life policy that... |
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Forum: INSURANCE
09-22-2008, 05:14 PM
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Replies: 4
Views: 1,465
Posted By
1_more_opai
generally, when a life policy becomes a MEC; what...
generally, when a life policy becomes a MEC; what you have done is turn it into an annuity. If you can get an annuity, just get it. Some high net worth folks are capped out and can't get any more... |
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Forum: INSURANCE
09-21-2008, 10:39 AM
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Replies: 3
Views: 1,346
Posted By
1_more_opai
i would only accept the "accidental...
i would only accept the "accidental death" benefit if it is AMAZINGLY cheap. reason is that dying by accidental vs non accidental causes does not impact my family financially. they need what they... |
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Forum: Politics and Policy
09-21-2008, 10:27 AM
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Replies: 26
Views: 7,425
Posted By
1_more_opai
would not the homes be "on the market"...
would not the homes be "on the market" anyway whether placed there commerically or via govt action? further, i doubt whether these "distressed" properties will have a significant impact on the (real... |
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