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With the continued growth of the industry, transparency has increased in the realty sector. This has enhanced the comfort level of the investors putting in money in the real estate sector. There has created a perceptible shift in the profile of real estate developers in the last decade. The entry of a number of foreign investors is expected in the sector which will greatly increase the supple and transparency levels.

It must be acknowledged that the government has played a vital role in the development of realty sector. It has aided this sector by providing income tax benefits to the consumer, and a number of benefits to developers. It initiated the validation of stamp duty and has initiated computerization of land records.

Most realty builders help you with Housing Finance Companies and Banks to devise loan schemes to help you realize your dream of owning a Kerala apartment. They help you get flexible and hassle free financial aid at highly competitive rates of interest along with a host of other benefits.

Financial feasibility analysis, financial planning, loan procurement procedure, and assistance with all legal matters related to the property you choose to buy are some of the facilities offered by the builders.

After you have made the decision to purchase a home, you will have to decide on which option you will want to use to finance it. Realty customers have three options for making payments towards an apartment.

1. Customer Financed Installment Scheme
2. Bank Financed Installment Scheme
3. Bank Financed Advance Disbursement Facility (ADF) Scheme

One of the benefits of taking a home loan is that the income tax authorities look with favor upon those servicing a housing loan from specified financial institutions