majax

I have the following student loans:

Federal
$5,750 (6% interest)

Private
Sallie Mae $50,000 (3 different accounts where I'm the cosigner, main person, and one my mom got on her own but it was for me). (11% interest)
Chase $9,000 ( 8% interest)
Suntrust $7,500 (8% interest)

I'll begin to receive bills from these companies between November and December. I already know that I will not be able to pay the monthly payments...due to the Sallie Mae loan bill which is a little over $600/mo.

I'm trying to figure out what I should do before the bills start coming in. Do I have any options? I would like to consolidate all of these loans and try to get a 30 year payment plan. That, I can afford.

I actually decided to take a semester off from school and that's why I'm having to repay them. I was planning to go back to school next semester but now I'm thinking it would be better to just focus on paying these off.

I've obviouslly never been in this situation and really could use advice from anyone.